Forget the credit squeeze, get out of town, enjoy the fresh air, buy a home in the country. If you’ve been unable to buy a metropolitan area home, take a look at rural America’s neighborhoods. The commute to work could be a real trip, but it’s also an opportunity to take the glass-half-full approach, slow down and work at home.

Either way, your dream home may await in a quiet pastoral setting, far from the din of city life, but a lot closer to the money to finance it. Homebuyers who purchased homes underwritten by the USDA Rural Development Housing and Community Facilities Programs are doing far better these days than the rest of the nation when it comes to keeping a roof over head.

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